South Carolina Homeowners and Businessowners Insurance

South Carolina Homeowners and Businessowners Insurance

SageSure proudly serves as the program manager and servicing agent for many highly rated insurance carriers. We’re pleased to offer residential, commercial BOP, manufactured home, condo-owners and dwelling fire coverage to the Palmetto State.

HOMEOWNERS

SageSure Signature

HO3

Occidental Fire and Casualty Company of North Carolina (AM Best Financial Strength Rating of A-, Excellent)

SafePort Insurance Company formerly Service Insurance Company (AM Best Financial Strength Rating of A-, Excellent)

SureChoice Underwriters Reciprocal Exchange (SURE) (Demotech Financial Stability Rating® of A, Exceptional)

Acceptance Casualty Insurance Company* (AM Best Financial Strength Rating of A-, Excellent)

Surplus lines homeowners coverage* is also available on resort islands including Sullivan’s Island, Isle of Palms, Folly Beach, Kiawah Island, Seabrook Island, Edisto Beach and Hilton Head Island.

Elevate Reciprocal Exchange, exclusively available for our partners at Goosehead (Demotech Financial Stability Rating® of A, Exceptional)

Trium* (AM Best Financial Strength Rating of A-, Excellent) 

HO3/HO5

SafeChoice Insurance Company* (Rated A, Exceptional, by Demotech)  

SageSure Expanded Markets

HO3

Vave Digital Services Limited* (an MGA of Canopius Group, rated A (Excellent) by AM Best)

 

MANUFACTURED HOME – MHO

SageSure Expanded Markets

Independent Mutual Fire Insurance Company (AM Best Financial Strength Rating of B++, Good)

DWELLING FIRE – DP3

SageSure Signature

Occidental Fire and Casualty Company of North Carolina (AM Best Financial Strength Rating of A-, Excellent)

SageSure Expanded Markets  

Vave Digital Services Limited* (an MGA of Canopius Group, rated A (Excellent) by AM Best)  

CONDO – HO6

Occidental Fire and Casualty Company of North Carolina (AM Best Financial Strength Rating of A-, Excellent)

BUSINESSOWNERS BUSINESS POLICY (BOP)

SageSure Signature

SafePort Insurance Company (AM Best Financial Strength Rating of A- Excellent)

SureChoice Underwriters Reciprocal Exchange (SURE) (Demotech Financial Stability Rating® of A, Exceptional)*

 

If you’re already enrolled with us, be sure to visit our Agent Portal for more details about these products.

 

*Insurance policies offered on a surplus lines basis must be purchased through properly licensed surplus lines brokers. Surplus lines insurers are not licensed in the state where the policy is sold and such policies are not protected by state guaranty funds. References on this website to surplus lines insurers and/or surplus lines insurance products are intended for general informational purposes for brokers and agents and are not a solicitation for the sale or purchase of a particular product from a particular company. Questions about surplus lines insurance should be directed to a surplus lines broker who can assist you in assessing your coverage needs and particular products. Surplus lines policies are not available in all states. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful. 

 

Enroll with Us Today

 

Enroll now for access to our portfolio of competitive, highly rated homeowners and commercial products!

For more information about our products, please contact:

Susan Miley
Susan Miley

Territory Sales Manager

(843) 258-3986

Email Susan

Are you a policyholder? For information about products in South Carolina, give our customer care team a call: (800) 481-0661