Trium was founded by insurance industry professionals using the latest proprietary underwriting methodology to develop stable, highly rated coverage. It’s an ideal solution for homeowners who want more coverage for their personal property, protecting it on an open-perils and replacement-cost basis.

SageSure’s Partnership with Trium

The non-admitted* HO3/HO5 is available in Florida, Louisiana, Texas, and South Carolina even in the harder markets in the most challenging areas of those states.  

Trium’s Strength

Trium is rated A- (Excellent) by AM Best, the most widely recognized, independent financial rating organization in the insurance industry.



*Insurance policies offered on a surplus lines basis must be purchased through properly licensed surplus lines brokers. Surplus lines insurers are not licensed in the state where the policy is sold and such policies are not protected by state guaranty funds. References on this website to surplus lines insurers and/or surplus lines insurance products are intended for general informational purposes for brokers and agents, and are not a solicitation for the sale or purchase of a particular product from a particular company. Questions about surplus lines insurance should be directed to a surplus lines broker who can assist you in assessing your coverage needs and particular products. Surplus lines policies are not available in all states. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful.


Trium Products from SageSure

Florida Homeowners

Homeowners coverage is offered statewide.

Louisiana Homeowners

Homeowners coverage is offered statewide.  

Texas Homeowners

Homeowners coverage is offered statewide.

South Carolina Homeowners

Homeowners coverage is offered statewide.

New Customers

How do I get insurance with Trium?

If you live in a location where SageSure offers insurance with Trium (see above), contact a local agent and ask for Trium homeowners insurance through SageSure.

Existing Customers

What do I do if I have a claim?

Report a claim 24/7 online at  or by calling (866)-311-7243.

How can I make a payment?

Access your policy and make fast, secure payments online anytime at


To pay by check, please send your payment to:

SageSure Insurance Managers, LLC

PO Box 896671

Charlotte, NC 28289-6671

Your agent or broker can also accept payment over the phone or in person.

How can I make a policy change?

Your agent (listed on your policy declarations page) is your best resource for policy changes or any questions you may have. If you need further assistance, contact SageSure Customer Care at (888) 316-0540.