Independent Mutual Fire Insurance Company

Independent Mutual Fire Insurance Company

Independent Mutual Fire Insurance Company has been providing valuable and essential insurance coverage since its founding in 1948. Now, with over 60 years of experience and substantial financial strength, Independent Mutual is known for its modest underwriting leverage, market expertise, solid investment earnings and long-standing presence in the home service fire and burglary market sector. It is this stability that has earned them the reputation as one of the most dependable personal property insurance providers.

SageSure’s Partnership with Independent Mutual Fire Insurance Company

SageSure Insurance Managers proudly serves as the sales and servicing agent for Independent Mutual Fire Insurance Company in South Carolina for manufactured homeowners insurance and Texas for both manufactured and traditional homeowners insurance. SageSure provides customer service and other operating support outside of the claims process.

Independent Mutual’s Financial Strength

Independent Mutual Fire Insurance Company has been given a rating of B++ (Good) by A.M. Best, the most widely recognized, independent financial rating organization of the insurance industry.

Want to know more? Download the brochure.

Independent Mutual’s manufactured homeowners products from SageSure

South Carolina MHO

Manufactured home coverage is offered statewide.

Texas Homeowners and MHO

Homeowners and manufactured home coverage is offered in South Texas.

New Customers

How do I get insurance with Independent Mutual?

If you live in a location where SageSure offers insurance with Independent Mutual (see above), contact a local agent and ask for Independent Mutual manufactured homeowners insurance through SageSure.

Existing Customers

What do I do if I have a claim?

Report a claim 24/7 online at  or by calling (866)-311-7243.

How do I make a payment?

Access your policy and make fast, secure payments online anytime at


To pay by check, please send your payment to:

SageSure Insurance Managers, LLC

PO Box 896671

Charlotte, NC 28289-6671

Your insurance agent can also accept your payment in person or over the phone.

How can I make a policy change?

Your agent (listed on your policy declarations page) is your best resource for policy changes or any questions you may have. If you need further assistance, contact SageSure Customer Care at (800) 481-0337.