*Insurance policies offered on a surplus lines basis must be purchased through properly licensed surplus lines brokers. Surplus lines insurers are not licensed in the state where the policy is sold and such policies are not protected by state guaranty funds. References on this website to surplus lines insurers and/or surplus lines insurance products are intended for general informational purposes for brokers and agents and are not a solicitation for the sale or purchase of a particular product from a particular company. Questions about surplus lines insurance should be directed to a surplus lines broker who can assist you in assessing your coverage needs and particular products. Surplus lines policies are not available in all states. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful.