SURE logo in white

SureChoice Underwriters Reciprocal Exchange (SURE)

SURE logo in white

SureChoice Underwriters Reciprocal Exchange (SURE)

SureChoice Underwriters Reciprocal Exchange (SURE) is a carrier focused on delivering homeowners insurance to areas where it’s needed most. SURE specializes in coastal states with unique needs due to catastrophe exposures.

SURE’s stable, dependable coverage is backed by its financial stability rating of A, Exceptional, by Demotech, as well as highly rated reinsurers. SURE was founded by a team of experienced and successful insurance industry veterans and is committed to delivering excellent customer service.

SURE is a reciprocal exchange, which means it is owned by policyholders, but managed by an attorney-in-fact. By purchasing a policy from SURE, you’re joining a group of responsible homeowners who each own part of the company.

SageSure’s Partnership with SURE

As the program manager and servicing agent, SageSure partners with SURE to offer competitive property insurance to homeowners in Louisiana and Texas. SageSure provides all customer service, including billing, claims handling and more.

SURE’s Financial Strength

SURE is rated A, Exceptional, by Demotech, Inc., a financial analysis firm that has been providing financial stability ratings since 1985.

SURE homeowners products from SageSure

Louisiana Homeowners

Homeowners coverage is offered in Louisiana.

Texas Homeowners

Homeowners coverage is offered in South Texas.

New Customers

How do I get insurance with SURE?

If you live in South Texas, contact a local agent and ask for homeowners insurance with SureChoice Underwriters Reciprocal Exchange (SURE).

Existing Customers

What do I do if I have a claim?

Report a claim 24/7 online at  or by calling (866)-311-7243.

How can I make a payment?

Access your policy and make fast, secure payments online anytime at


To mail a payment, please send to:

SageSure Insurance Managers, LLC

PO Box 896671

Charlotte, NC 28289-6671

Your agent or broker can also accept payment over the phone or in person.