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Mississippi’s small-town hospitality, friendly people, rich musical heritage and lip-smacking comfort food make it a charming place to call home.
The Magnolia State boasts several different regions that each present unique challenges to homeowners. We understand these challenges and recognize that sometimes you need more protection than a standard homeowners policy can provide.
SageSure offers the following coverage for residents in Hancock, Harrison, Jackson, Pearl River, Stone and George counties:
Our HO3 homeowners policy protects your home, other structures and belongings from damages caused by an unforeseen loss. Your home and other structures are covered on an open peril* basis, subject to the exclusions listed in the policy. Your personal belongings are covered for the named perils** listed. The policy can help pay for bodily injury or property damage you are legally responsible for, such as when a guest is injured on your property, or you or a family member accidentally injures someone or damages their property.
Most homeowners insurance policies do not cover damage from floods or earthquakes. However, there may be additional coverage options available to purchase.
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death.
A critical distinction between an HO3 and HO5 policy is that while both policies provide extensive open peril* coverage for your home’s physical structure, an HO5 policy offers open peril* coverage for both your home and your belongings.
Policies that provide coverage for wind-only offer protection against wind and hail damage due to storms and hurricanes. These policies are beneficial to those living in coastal areas, which are at higher risk of intense storms and where a standard homeowners policy may exclude wind damage.
For more information about our products, contact SageSure Customer Care at (800) 481-0661 or email us.