PROGRAMS & SERVICES

SageSure Insurance Managers provides progressive solutions for the insurance industry through in-demand products and innovative technology services.

SageSure offers homeowners coverage in the following states:

    • Alabama

      Homeowners – HO-3

      SageSure offers admitted Homeowners coverage in Mobile and Baldwin counties on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.

      SageSure also offers Homeowners coverage in Mobile and Baldwin counties on behalf of Federated National Insurance Company. Federated National has a Demotech rating of A (Exceptional).

      Homeowners – HO-3
      Surplus Lines Homeowners coverage* is available in Mobile and Baldwin counties.

      Homeowners Wind-Only
      Surplus Lines Homeowners Wind-Only coverage is available in Mobile and Baldwin counties.

      Dwelling Fire – DP-3
      Surplus Lines coverage* is available in Mobile and Baldwin counties.

      Visit our Agent Portal for product documents.

      *Insurance policies may be offered on an Admitted or Surplus Lines basis. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers. Any descriptions herein are meant as summaries only, and may not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Issuance of coverage is subject to underwriting. The scenarios summarized above are offered only as examples. Coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. Not all insurance coverages or products available in all states. Policy terms may vary based upon individual state requirements and may not be available in all states.

       

    • Alaska

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in Alaska on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.  The program is available in the boroughs of Anchorage, Fairbanks North Star, Juneau, Kenai Peninsula and Matanuska Susitna. Up to $1 million Coverage A is available.

      Visit our Agent Portal for product documents.

    • California

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in California on behalf of Occidental Fire and Casualty Company of North Carolina.  A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.  The program offers HO-3 coverage statewide up to $1.1 million Coverage A.

      Visit our Agent Portal for product documents.

    • Florida

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in Florida on behalf of Service Insurance Company. A member of the IAT Insurance Group, Service Insurance Company has earned a Financial Stability Rating of A-, Excellent. The program offers HO-3 coverage with up to $1.5 million Coverage A.

      Visit our Agent Portal for product documents.

    • Louisiana

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in Louisiana on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.

      SageSure also offers admitted Homeowners coverage in Louisiana on behalf of Federated National Insurance Company.  Federated National has a Demotech rating of A (Exceptional).

      Homeowners – HO-3
      Surplus Lines Homeowners coverage* is available statewide.

      Visit our Agent Portal for product documents.

      *Insurance policies may be offered on an Admitted or Surplus Lines basis. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers. Any descriptions herein are meant as summaries only, and may not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Issuance of coverage is subject to underwriting. The scenarios summarized above are offered only as examples. Coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. Not all insurance coverages or products available in all states. Policy terms may vary based upon individual state requirements and may not be available in all states.

       

    • Mississippi

      Homeowners Wind-Only

      Surplus Lines Homeowners Wind-Only coverage is available in Hancock, Harrison, Jackson, Pearl River, Stone and George counties.

      Visit our Agent Portal for product documents.

    • New Jersey

      Homeowners – HO3
      SageSure offers admitted homeowners coverage in New Jersey on behalf of Occidental Fire and Casualty Company of North Carolina.  A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.  The program offers HO3 coverage statewide including up to $1.5 million Coverage A.

      Homeowners – HO-3
      Surplus Lines Homeowners coverage* is available available statewide.

      Visit our Agent Portal for product documents.

      *Insurance policies may be offered on an Admitted or Surplus Lines basis. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers. Any descriptions herein are meant as summaries only, and may not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Issuance of coverage is subject to underwriting. The scenarios summarized above are offered only as examples. Coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. Not all insurance coverages or products available in all states. Policy terms may vary based upon individual state requirements and may not be available in all states.

       

       

    • New York

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in New York on behalf of Occidental Fire and Casualty Company of North Carolina.  A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.  Coverage is available in Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan and Westchester Counties.

      Dwelling Fire – DP-3
      Admitted Dwelling Fire coverage is available in Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan and Westchester Counties. Coverage is offered on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.

      Visit our Agent Portal for product documents.

    • North Carolina

      Homeowners – HO-3 and Wind Only
      SageSure offers admitted Homeowners and Wind Only coverage in North Carolina on behalf of Service Insurance Company. A member of the IAT Insurance Group, Service Insurance Company has earned a Financial Stability Rating of A-, Excellent.

      Homeowners – MHO
      SageSure offers Manufactured Homeowners coverage on behalf of Independent Mutual Fire Insurance Company. A.M. Best’s Financial Stability Rating for IMF is A-, Excellent.

      Visit our Agent Portal for product documents.

    • South Carolina

      Dwelling Fire – DP-3
      Admitted Dwelling Fire coverage is available statewide on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.

      Homeowners – HO-3, HO-6
      SageSure offers admitted Homeowners coverage in South Carolina on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.

      Homeowners – HO-3, HO-5
      SageSure offers admitted Homeowners coverage in South Carolina on behalf of Federated National Insurance Company. Demotech’s Financial Stability Rating for Federated National is A (Exceptional).

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in South Carolina on behalf of Service Insurance Company. A.M. Best’s Financial Stability Rating for Service is A-, Excellent.

      Homeowners – MHO
      SageSure offers Manufactured Homeowners coverage on behalf of Independent Mutual Fire Insurance Company. A.M. Best’s Financial Stability Rating for IMF is A-, Excellent.

      Homeowners – HO-3
      SageSure offers Surplus Lines Homeowners coverage* available on resort islands including Sullivan’s Island, Isle of Palms, Folly Beach, Kiawah Island, Seabrook Island, Edisto Beach and Hilton Head Island.

      Visit our Agent Portal for product documents.

      *Insurance policies may be offered on an Admitted or Surplus Lines basis. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers. Any descriptions herein are meant as summaries only, and may not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Issuance of coverage is subject to underwriting. The scenarios summarized above are offered only as examples. Coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. Not all insurance coverages or products available in all states. Policy terms may vary based upon individual state requirements and may not be available in all states.

       

    • Texas

      Dwelling Fire – DP-3
      Admitted Dwelling Fire coverage is available on behalf of Pillar Insurance Company. Pillar Insurance Company is the licensed name of Service Insurance Company, a member of the IAT Group, in Texas. A.M. Best’s Financial Strength Rating for Service Insurance Company is A-, Excellent.

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in Texas on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.

      SageSure also offers Homeowners coverage in South Texas on behalf of Federated National Insurance Company. Federated National has a Demotech rating of A (Exceptional).

      Homeowners – MHO
      SageSure offers Manufactured Homeowners coverage on behalf of Independent Mutual Fire Insurance Company. A.M. Best’s Financial Stability Rating for IMF is A-, Excellent.

      Homeowners – HO-3
      SageSure offers Surplus Lines Homeowners coverage* in Texas.

      Visit our Agent Portal for product documents.

      *Insurance policies may be offered on an Admitted or Surplus Lines basis. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers. Any descriptions herein are meant as summaries only, and may not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Issuance of coverage is subject to underwriting. The scenarios summarized above are offered only as examples. Coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. Not all insurance coverages or products available in all states. Policy terms may vary based upon individual state requirements and may not be available in all states.

       

    • Virginia

      Homeowners – HO-3
      SageSure offers admitted Homeowners coverage in Virginia on behalf of Occidental Fire and Casualty Company of North Carolina. A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent. The program offers HO3 coverage statewide up to $1 million Coverage A.

      Visit our Agent Portal for product documents.

Our combination of in-demand products and services results in an all-around superior way to meet the needs of customers across the country.
  • Occidental Fire & Casualty Company of North Carolina

    A member of the IAT Insurance Group, Occidental is rated A- (Excellent) by A.M. Best (affirmed June 2015).
  • Federated National Insurance Company

    Federated National is rated A, Exceptional by Demotech (affirmed March 2015).
  • Service Insurance Company

    Service Insurance Company is rated A- (Excellent) by A.M. Best (affirmed June 2015).
  • Pillar Insurance Company

    Pillar Insurance Company is the licensed name of Service Insurance Company in Texas.
  • Independent Mutual Fire

    Independent Mutual Fire is rated A- (Excellent) by A.M. Best.