New York Homeowners Insurance

New York Homeowners Insurance

New York is historic, untamed and iconic. The Empire State has something for everyone, from white-sand beaches, world-class wineries, majestic mountains and “the good side” of Niagara Falls to the most vibrant arts, culture, museums and shopping around.
New York is an inspiring place to build a life. We love New York and its unique people, too. We’re here to help New Yorkers protect the things that matter most. And we’re not going anywhere, so you can rest assured that we’ll always have your back.


SageSure offers the following products for residents in Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan and Westchester counties:

Homeowners Policy (HO-3)

Our HO-3 homeowners policy protects your home and belongings from a broad range of risks, including weather, fire, theft, vandalism and pretty much everything in between. Unless your policy explicitly excludes an event, you’re covered. The policy also provides liability coverage, so you’re protected should you, a family member or a pet accidentally injure someone or damage their property.

Dwelling Fire (DP-3)

If you own a property but don’t live there, a standard homeowners policy likely won’t protect it in case of a fire. A DP-3 dwelling fire policy covers rental and other non-owner occupied homes from damage caused by a fire. These policies protect the home and attached or unattached structures, such as porches or outbuildings, but do not cover the renters’ belongings.

Learn More

For more information about our products, contact SageSure Customer Care at (800) 481-0661 or email us.