Louisiana Homeowners Insurance

Louisiana Homeowners Insurance

To the uninitiated, Louisiana might only be about beads and Beignets, but those who call the Pelican State home know the truth. Louisiana is unlike any other place in the world. It’s a cultural melting pot where awe-inspiring food, soul-stirring music, colorful personalities and unforgettable people come to mingle.

You’ve worked hard to build a life here, and we’ll work hard to protect it. With clear policies and a simple application process, we make insuring your home easy in Louisiana.


SageSure offers the following products for residents of Louisiana:

Homeowners Policy (HO-3)

Our HO-3 homeowners policy protects your home and belongings from a broad range of risks, including weather, fire, theft, vandalism and pretty much everything in between. Unless your policy explicitly excludes an event, you’re covered. The policy also provides liability coverage, so you’re protected should you, a family member or a pet accidentally injure someone or damage their property.


Homeowners Policy (HO-5)

With an HO-5 policy, we will compensate you for damages to your home and belongings, regardless of what caused that damage. A key distinction between an HO-3 and HO-5 policy is that while both policies provide broad coverage for your home’s physical structure, an HO-5 policy offers more coverage for belongings inside that structure.


Dwelling Fire (DP-3)

If you own a property but don’t live there, a standard homeowners policy likely won’t protect it in case of a fire. A DP-3 dwelling fire policy covers rental and other non-owner occupied homes from damage caused by a fire. These policies protect the home and attached or unattached structures, such as porches or outbuildings, but do not cover the renters’ belongings.

Learn More

For more information about our products, contact SageSure Customer Care at (800) 481-0661 or email us.