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If there’s something Florida residents and tourists can both agree on, it’s that the Sunshine State lives up to its name. Florida’s magnificent climate attracts people from all over, but that pleasant weather can have a darker side. Florida’s intense storms can bring torrential rainfall, high winds and severe flooding.
These extremes can be unpredictable. That’s why Floridians need insurance coverage from a company they can count on. They need an insurer that understands the challenges of protecting homes in volatile climates and isn’t afraid to stick it out when the weather gets rough.
SageSure offers the following products for residents across Florida:
Our HO3 homeowners policy protects your home, other structures and belongings from damages caused by an unforeseen loss. Your home and other structures are covered on an open peril* basis, subject to the exclusions listed in the policy. Your personal belongings are covered for the named perils** listed. The policy can help pay for bodily injury or property damage you are legally responsible for, such as when a guest is injured on your property, or you or a family member accidentally injures someone or damages their property.
Most homeowners insurance policies do not cover damage from floods or earthquakes. However, there may be additional coverage options available to purchase.
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death.
A critical distinction between an HO3 and HO5 policy is that while both policies provide extensive open peril* coverage for your home’s physical structure, an HO5 policy offers open peril* coverage for both your home and your belongings.
For more information about our products, contact SageSure Customer Care at (800) 481-0661 or email us.