New Jersey Homeowners Insurance

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SageSure proudly serves as the Program Manager and Servicing Agent for many highly rated insurance carriers. We’re pleased to offer Homeowners coverage to the Garden State.


HOMEOWNERS – HO-3

Occidental Fire and Casualty Company of North Carolina.  (A.M. Best’s Financial Strength Rating for Occidental is A-, Excellent.)

The program offers HO3 coverage statewide including up to $1.5 million Coverage A.

Surplus Lines Homeowners coverage* is available available statewide.

Visit our Agent Portal for product documents.

*Insurance policies may be offered on an Admitted or Surplus Lines basis. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers. Any descriptions herein are meant as summaries only, and may not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Issuance of coverage is subject to underwriting. The scenarios summarized above are offered only as examples. Coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. Not all insurance coverages or products available in all states. Policy terms may vary based upon individual state requirements and may not be available in all states.


For more information about our products, please contact:

David Lamorte

For Agents:

David Lamorte, Territory Sales Manager

(201) 931-9415 Email David
Customer Service Rep

For Policyholders:

SageSure Customer Care

(800) 481-0661