Terms and Conditions

Our Website Terms of Use applies to SageSure Insurance Managers and its affiliates, Insight Catastrophe Managers and Insight Catastrophe Group (hereinafter collectively, “SageSure”). It applies to your use of our website and information gathered on this site only.

Terms of Use

SageSure Insurance Managers, LLC makes no representations or warranties with regard to the use or content of this website, which is provided for informational purposes only. The information contained on our website and in our Terms of Use is subject to correction, change or revision without notice. SageSure reserves the right to make corrections, changes or revisions in the content of this website or our Terms of Use at any time and without any obligation to notify any person or entity of such changes. This website may be unavailable, without prior notice, due to the performance of maintenance or other modifications to the website.

Our commitment to protecting your privacy, and our policy for collecting, using and disclosing the information we obtain about you through this website are set forth in our Privacy Policy.

The user assumes all risks associated with the use of this website and agrees to indemnify and hold harmless SageSure, its representatives, officers, employees and agents from damages of any nature that may be caused by the use of this website or the dissemination of information from this website.

Any alteration, modification, or commercial use of the information obtained through the use of this website is strictly prohibited, absent the express written permission of SageSure.

SageSure makes no guarantees or warranties regarding the accuracy, completeness, or utility for any general or specific purpose of the information made available through the access to this website.

Changes to Terms of Use
We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when posted, and apply to all access to and use of this Website thereafter. However, any changes to the dispute resolution and arbitration provisions set forth in the Governing Law and Jurisdiction section will not apply to any disputes for which the parties have actual notice on or prior to the date the change is posted on this Website.

Your continued use of this Website following the posting of revised Terms of Use means that you accept and agree to the changes. Your continued use of this website, after we make changes is deemed to be acceptance of those changes, so please check these Terms of Use periodically for updates.

The use of this website by the user constitutes the acknowledgement and acceptance by the user of our Website Terms of Use set forth herein and also our Privacy Policy, and the agreement of the user to be bound by each of the terms and conditions set forth herein or in any subsequent modification to our Website Terms of Use and Privacy Policy.

Copyrights
This website, including any software and accompanying documentation and other materials available on this website or relating to this website or software, (collectively, the “Software”), are the copyrighted works of SageSure and/or its suppliers and may be protected by other laws.

WARRANTIES AND DISCLAIMERS
THE SOFTWARE, DOCUMENTS, GRAPHICS AND OTHER INFORMATION PUBLISHED ON THIS WEBSITE COULD INCLUDE ERRORS, TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. SAGESURE AND ITS SUPPLIERS MAY MAKE CHANGES PERIODICALLY TO THIS SOFTWARE AND INFORMATION WHETHER DIRECTLY OR THROUGH THIS WEBSITE AT ANY TIME. SAGESURE DOES NOT WARRANT THAT THE FUNCTIONS, FEATURES OR MATERIAL CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR OPERATE ERROR FREE, THAT THE DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE AND ITS SERVER ARE FREE FROM COMPUTER VIRUSES AND OTHER HARMFUL GOODS OR PRODUCTS. SAGESURE AND ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE DOCUMENTS, GRAPHICS, AND OTHER INFORMATION PUBLISHED ON THIS WEBSITE FOR ANY PURPOSE OR REPRESENT OR GUARANTEE THE RESULT OF USING THIS WEBSITE. ALL SUCH INFORMATION IS PROVIDED “AS IS,” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING THE IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. SAGESURE AND ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. THIS WEBSITE IS PROVIDED “AS IS” AND IS TO BE USED AT THE USER’S OWN RISK. IN NO EVENT SHALL SAGESURE OR THEIR SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR OTHER ECONOMIC LOSS OR ANY DAMAGES WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, THIS WEBSITE OR THE INFORMATION MADE AVAILABLE THROUGH THIS WEBSITE.

Links to Third Party Sites
Should a user of this website decide to access or use any third party websites linked to this website, the user does so this entirely at the user’s own risk. The linked sites are not under the control of SageSure and SageSure is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. SageSure provides these links to you only as a convenience, and the inclusion of any link does not imply endorsement of SageSure.

Notice to Persons Accessing this Website outside the United States
If you reside outside the U.S., any information you provide to us on this Website may be transferred out of your country and into the U.S. If you do not want your personal information to leave your country, do not provide the information to us. By providing personal information to us, you explicitly consent to the transfer of your information to the U.S. Personal information collected on this Website may be stored and processed in the U.S. or any other country in which the we, or our affiliates, subsidiaries or service providers, maintain facilities. If you have any comments or concerns regarding this notice please contact SageSure Insurance Managers General Counsel at the number listed in the “Contact Information” section below.

Arbitration
Any dispute or claim relating in any way to your use of our website will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to this agreement.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these Terms as a court would.

To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to SageSure Insurance Managers General Counsel at the location listed in the “Contact Information” section below .The arbitration will be conducted by the American Arbitration Association (AAA) under its rules, including the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration and arbitrator fees will be governed by the AAA’s rules.  You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.

WE EACH AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED OR REPRESENTATIVE ACTION. IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION WE EACH WAIVE ANY RIGHT TO A JURY TRIAL. WE ALSO BOTH AGREE THAT YOU OR WE MAY BRING SUIT IN COURT TO ENJOIN INFRINGEMENT OR OTHER MISUSE OF INTELLECTUAL PROPERTY RIGHTS.

Termination
SageSure shall have the right for any reason, in their sole discretion, to terminate, change, suspend, or discontinue any aspect of the website, including but not limited to the Software, Materials, features, or hours of availability. SageSure may also impose limits on certain features and services or restrict access to parts or all of our website without notice or liability.

Contact Information
Pursuant to 17 U.S.C. 512(c), notice is hereby given that the person identified below is the Designated Agent for receiving complaints concerning this website, including for purposes of receiving notification of any claims of intellectual property infringement:

Name: General Counsel, SageSure Insurance Managers
Mailing Address: 101 Hudson Street, Suite 2700, Jersey City, NJ 07302
Telephone: (212) 207-3399